Will Formation

A will is a legal document that allows me to express how I want my assets, property, and personal wishes handled after my passing. It names who will receive my belongings (beneficiaries), who will manage my estate (executor), and can even include guardianship plans for heirs.

Creating a will is one of the most important steps I can take to protect my loved ones, minimize confusion, and ensure that my final wishes are respected.

Without a valid will:

• The state decides who inherits assets (through intestate laws/probate)
• The court may assign guardians for heirs
• Family may face delays, legal battles, or unnecessary costs

Forming a will gives me control, peace of mind, and the ability to pass on not just what I own — but the legacy I’ve built.

Simple Will

A basic, written will that outlines who receives my assets and who will manage my estate.

Living Will

Also called an Advance Directive — it expresses my healthcare wishes in case I become unable to speak for myrself (e.g., life support, treatment preferences).

Pour-Over Will

Used alongside a living trust. It transfers (“pours over”) any remaining property into the trust after death.

Holographic Will

A handwritten will. May be recognized in some states if it meets strict legal standards — not always recommended due to the risk of errors or legal challenges.

Joint or Mutual Will

Wills made by two people (often spouses) that reflect shared wishes. These can be difficult to change and are rarely used today in modern estate planning.

Ethical Will (Legacy Letter)

Not a legal document — but a meaningful way to pass on your values, life lessons, blessings, or personal messages to your loved ones.